As a first home buyer, you may be eligible for the First Home Owner Grant scheme (FHOG). The KiwiSaver Scheme Rules in Schedule 1 of the KiwiSaver Act 2006 have been amended to allow KiwiSaver members to withdraw their savings to purchase their first home before the agreement is unconditional, provided any payment is made to "a stakeholder". Cashback available: $2000; Source: RateCity. Associate Creative Director: Marijke Spain. Suncorp’s home lending. With the Standard First Home Buyer Special Variable Home Loan from Suncorp-Metway you can borrow between $150,000 and $5,000,000, and is available on homes with a. *. (5. Get browser version is no length propped, so you may experience issues while after this site. 229882 Australian Credit Licence 229882 (“Suncorp Bank. You’ll potentially save up to $11,250 over a 30. and a comparison rate of 6. St. Stamp duty—a tax levied on property purchases by states—is one of the bigger costs for which you'll have to budget. From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Talk to a home loan expert. Late applications cannot be accepted. 28-Sep-2020 • Corporate. 24 %. 28-Sep-2020 • Corporate. Fixed Package Home Loan Borrowers looking for a package home loan deal will have two options to choose from: the Fixed Home Loan (Home Package Plus) which is available to both owner occupiers and investors or the Fixed Home Loan First Home Buyer (Home Package Plus) which is only open to owner occupiers who have never purchased a. The first step to buying a home is to learn what kind of ground you’re standing on from a lender’s perspective — and that means knowing your credit score. First home buyers are increasingly turning to their parents to fund a mortgage. 39%. 59 %. Compare. Related Topics. The company offers account, credit card, loan, investment, and international services to its clients. | May 20, 2023Explore a Range of Articles and Explainers on Everything from Home Loans and Deposits, to Home Building Tips and Tricks - Find Out More NowProducts and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. 54 per share and currently has a dividend yield of 3. Read more now. Tap Transfer and choose your accounts you want to transfer between, as well as the amount. Eligible new loans ≥ $500k, LVR ≤90%. Suncorp Executive General Manager Lending, Glenn Haslam, says buying a home can feel overwhelming, however, if people have the right information and support, it can be a straightforward process. Suncorp Group’s Post Suncorp Group 113,829 followers 1y. Loan amount. Finally, if the prospect of purchasing a home is close on the horizon, research the financial support which may be available to you. 1. But we also understand that buying a home can be overwhelming, particularly if it’s your first. an Australian citizen or permanent resident. The HDP provides matching funds up to $7,500 for down payment and closing costs for eligible first-time home buyers. First-Time Home Buyer: An individual who is purchasing a principal residence for the first time. Typical Suncorp First Home Buyer First Home Buyer Snapshot Our First Home Buyer offers Home Package Plus1 First Home Buyer discounted interest rates plus a fully transactional account with up to 9 sub-accounts. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding any. In accessing Suncorp's site you agree to the terms. You can be either casual or full time and this income includes overtime and allowances. Interest-only option available on some loans. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. 9 billion ($3. There have been several false starts for tax credits and grants to first-time home buyers, including: The Biden $15,000 First-Time Homebuyer Tax Credit:. Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved. For the first time since 2009 as quoted by Suncorp, the first home buyer home loans have been consistently trending upwards. Helping you at every step, from pre-approval to shortlisting homes, conveyancing and settling on your new property. 84% p. House hunting can raise many home buying questions, and it can be hard to know where to turn for answers. Buying a Home. The FHSA is a new kind of registered account that will allow first-time home buyers aged 18 or older to save up to $8,000 per year, up to a total of $40,000, towards the purchase of a home. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. 77. The most you can get is $5,000 for 5 or more years. Qualifying buyers borrow either 5% or 10% of a home’s purchase price from the. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking. Your home loan interest will be calculated on $480,000, rather than $500,000, saving you interest. Options: Highest Implied Volatility. Learn more about schemes and grants. Suncorp Insurance has launched a new chapter of their Resilience platform via Leo Burnett Australia with ‘If your home could talk’, a campaign that focuses on South East Queenslanders and how they can think differently to protect their homes from extreme weather events. Discover offers for First Home Buyers. The Support Desk is available Monday to Friday 7:30am to 4:30pm AEST. 2. The. Buying a home as a single parent can be scary. Click here to read our lender review of ANZ. The Scheme is administered by the National Housing Finance and Investment Corporation (NHFIC). , and no annual fee. Suncorp’s Home Package Plus. These are government assistance programs that offer first home buyers’ incentives to access the property market. The bonus is available for first home buyers who purchase or construct a property with an eligible ANZ home loan of $250,000 or more. 5 per cent ($430 billion) and the Commonwealth Bank's 25. As of December 2020, the median age for first-time homebuyers in the US was 33 years old. A $3,000 cashback bonus is available to help with the costs of buying a first home. Read more here to find out what you could be entitled to. The loan is subject to the requirement to pay Lenders Mortgage Insurance. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. It’s full of handy features, and best of all, offers some seriously competitive rates. Suncorp *First Home Buyer* Package Plus Fixed 5Yr Back to Basics Better Together Back to Basics Better Together (Inv) Home Package Plus Variable Home Package Plus Variable (Inv) Home Package Plus Fixed Home Package Plus Fixed (Inv) Teachers Mutual Bank *Essential Worker First Home / HGS* Your Way Plus *Essential Worker First Home / HGS* Your. First Home Loan Deposit. If you need help or just want advice, talk to one of our Home Loan Specialists and get started on your home buying journey. You may receive 5% or 10% of your home's purchase price for a down payment. See some of Suncorp’s home loans for owner occupiers in the table below: Loan purpose. e. What is worrying is that. 2863 and is known by several names, which we use interchangeably throughout this review:. Group Creative Director: Bec Johnson-Pond. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. The amount payable depends on the value of the property. Suncorp Bank has set its five-year standard fixed rate at 6. Currency ConverterAnd for many first home buyers, saving for that deposit comes with a lot of sacrifices and dedication which makes it all worth it in the end. The Federal Housing Administration allows down payments as low as 3. “While first home buyers are showing a willingness to get into the market, the unknowns of the process can sometimes make it daunting,” saysFrom small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Talking to a Suncorp Bank Home Loan Specialist will help you get a sense of how much extra you'll need to complete your purchase, and make the process of becoming a home owner a lot smoother. . Explore a range of articles and helpful tips to help guide you through the process. “You may not be able to get into your dream suburb if you’re looking at buying land,” says Zoran. a. NSW woman shares ‘stressful’ Suncorp insurance claim after natural disaster. 35 %. The better your credit score, the lower the interest rate you’ll get on your mortgage. “While first home buyers are showing a willingness to get into the market, the unknowns of the process can sometimes make it daunting,” says From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. For an exact quote, please contact one of our mortgage brokers by calling 1300 889 743. 3 15% Multi Policy Discount: Combine 3 or more eligible products with us and you could qualify for a 15% Multi-Policy Discount. The First Home Owners Grant is a one-off grant that offsets the cost of GST on home ownership for eligible first home buyers. - Home Buyer Declaration. The exact amount will vary depending on which state you're in, but it's calculated as a percentage of the property price. Whichever it is, it should be a home that you can afford and ticks all the right boxes. providing discounts on insurance. US Treasury Bonds Rates. Organise your application. a. - Current Notice of Assessment. A first home owner grant is available for new homes with a value of up to: $650,000 or less where the contract was entered into on or after 15 June 2023; or. Principal & Interest 5Y Fixed 5% min. As a first home owner, you may be eligible for assistance from the government with buying your home. This enables an eligible home buyer to purchase a home with as little as 5% deposit without paying Lenders Mortgage Insurance. Under My loan details, select Home Package Plus - Standard Variable, or for first home buyers Home Package Plus - Standard Variable - First Home Buyer, in the Product dropdown box. Zoran advises clients to first consider all their options. All of the services Mint Equity provides are free of charge, that means you’ll have direct access to over 30 years of industry experience and expertise at no cost. Repayments should not exceed 30% of pre-tax income - use the repayment calculator as a guide. (‘New Suncorp home insurance’ excludes landlord and strata insurance). Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. SUNCORP LIFE INSURANCE Suncorp Life Insurance products, other than in some. Suncorp’s offers for First Home Buyers can help ease some of the strain by refunding the annual $375 fee. These can include garages, sheds, fences and solar panels. It found the “Bank of Mum and Dad” was among the top 10 lenders in Australia, just behind Suncorp and one place ahead of the Bank of Queensland. With the Standard First Home Buyer Special Variable Home Loan from Suncorp-Metway you can borrow between $150,000 and $5,000,000, and is available on homes with a loan-to-value ratio under 95%. Ideally, a first-time home buyer would have enough money to make a 20% down payment on their home. Natalie is a home buyer from Melbourne who had been searching for a property for a while. “You may not be able to get into your dream suburb if you’re looking at buying land,” says Zoran. R. To be eligible for the Home Guarantee Schemes with us, you will need to meet the below prerequisites: - Completed Home Loan Application Form (no reservations to be made without application). Suncorp offers home loans for refinancers, owner occupiers, first home buyers, and property investors. This Suncorp-Metway home loan has an interest rate of 6. Get a quick online quote in just minutes. Step 1: Start saving a down payment. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. Our first buyer's guide contains all you need to know about making one of your biggest investments ever. This is an extra monthly cost which can be up to 1% of the home purchase price. Repayments should not exceed 30% of pre-tax income - use the repayment calculator as a guide. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. comparison*), you’ll need to be an owner-occupier with a LVR of 60% or less, borrow more than $150,000, and open a Suncorp Everyday Option Account. Buying a Home. Suncorp has claimed an "industry-first" use of geospatial technology to cut down on the number of questions it needs to ask home insurance prospects. Chat to us today to make sure your home loan has all the features to suit your personal circumstances. a. a. Suncorp Home Package Plus Fixed - 5 Year Fixed ($150k+ LVR ≤95% Owner Occupier, P&I) First Home Buyer Suncorp Home Package Plus Fixed - 1 Year Fixed LVR =90% (Investor, IO) Use this Suncorp Bank calculator to estimate how much stamp duty and other government costs you may have to pay when purchasing a property. a. First Home Super Saver Scheme. Who comes first, pets or friends?. Australia real New Zealand Building Gang is buying the credit limb off insurer Suncorp User with A$4. You can apply for a genuine savings loan if you have a 5% deposit that is coming from one of these sources: Money that has been held in a savings account for 3 to 6 months (depending on the lender). ME General Manager, Home Lending Andrew Bartolo said: “First Home Buyers told us they. 84% p. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. Elements That Have an effect on Your Suncorp Insurance coverage Premium. The millennial approach to buying a home. If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST) Things you should know. Get started with Home-in. 2. You must apply for a grant and/or pre-approval for the first home owner rate of duty within 12 months of completion of the eligible transaction. (‘New Suncorp home insurance’ excludes landlord and strata insurance) If you first purchase or have an existing Suncorp Home or QLD CTP policy, you can get 20% off new Suncorp car insurance. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. A valuer will conduct their assessment based on a wide range of criteria, including: location. My Suncorp; Well-being Online Services. Suncorp Group’s Post Suncorp Group 112,933 followers 1y. Check out these resources below to see if you qualify to get $15,000 First Home Owners Grant in 2022: First Home Owners Grant Queensland. Under the First Home Buyers Assistance Scheme (FHBAS), eligible first home buyers purchasing an existing property for $800,000 or less won’t pay any transfer duty at all. All rates are valid until withdrawn and are subject to change. 99 %. Typically when a big bank acquires a new subsidiary, it continues to run under. They’d still be ten grand out of pocket. Banking and home loan products are issued. . 03. ANZ plus Suncorp would have 15. They’re usually awarded to low- or moderate-income borrowers. To get the most competitive interest rate with the Back to Basics Loan of 5. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking. This Suncorp-Metway home loan has an interest rate of 6. The amount for the HBTC was increased to $10,000 in 2022. The Scheme is administered by the National Housing Finance and Investment Corporation (NHFIC). First Home Owners’ Grant. With the Standard First Home Buyer Special Variable Home Loan from Suncorp-Metway you can borrow between $150,000 and $5,000,000, and is available on homes with a loan-to-value ratio under 95%. 69% p. a. For a full valuation, the valuer is going into the property to see the nuts and bolts,” says Luke. 61 %. an. Please note, if you are self-employed or there are more than two borrowers, please call us on 1300. Suncorp Bank’s lending specialists can help you make informed decisions, whether you’re a first home buyer or an experienced property investor. Find out more. However, it operates quite differently to the majors, with different home loan types and lending policies. Advertiser disclosure. My Suncorp; Health Online Services; Search Close. Northern Territory, stamp duty is payable 60 days after settlement. The home concession reduces the duty to $9,800. About $29 billion has been loaned out to the next generation and in many cases, it was in the form of loan guarantees. Suncorp Bank offers three home loan options, with benefits such as fixed repayments and no ongoing account keeping. on new lending of $150,000 or more. A first-time home buyer is a home buyer who hasn’t owned the home they’ve lived in within the most recent three years. Suncorp's Home Package Plus Special Offer for First Home Buyers allows customers to choose from a competitive Standard Variable rate or a 5 Year Fixed rate on new lending of $150,000 or more. Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR 90% to 95% Incl. Launch the Suncorp App. The grant amount differs between states and territories, as does the eligibility criteria. annual fees, application fees) on top of the interest rate. 0%. 3 Research your future home. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Explore a Range of Articles and Explainers on Everything from Home Loans and Deposits, to Home Building Tips and Tricks - Find Out More NowSuncorp Bank was founded in 1902 as the Queensland Agricultural Bank. — HomeView user. 6. • Eligible first home buyers must use the maximum amount of their savings as a deposit (funds. We understand the home-buying struggle—especially for those taking their first solo swim through the seemingly endless sea of costs and fees. Here's what not to do! First Home Owners Grant. As revealed by The. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722. First-home buyers are provided the same low rate on a standard variable or five-year fixed loan term. Please refer to our inner city apartments page for more information. One scheme for single parents requires only a 2. Rules vary depending on the state or territory. Apply online. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence. $600,000. Suncorp's Home Package. What it pays to know before building your own home. It’s a national scheme, however the grant is funded and administered by each state or territory. PC is an authorised agent of nib and receives commission from nib. Buying my next home. Some covet prime locations and don’t mind buying a subsale, while others are all about the new, high-rise life in the big city. Claims can be lodged online or by phoning the Suncorp home insurance claims department on 13 25 24, available 24 hours a day, any day of the year. Suncorp’s Home Package Plus Special Offer for First Home Buyers allows customers to choose from a Standard Variable rate or a 5 Year Fixed rate of 3. Apply online. KiwiBuild. New South Wales and Tasmania, you have 3 months to pay stamp duty. The HBP allows you to pay back the amounts withdrawn within a 15-year period. on new lending of $150,000 or more. Bottom Line. 49% p. Creative Agency: Leo Burnett Australia. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. Contribute tax-free for up to 15 years. Suncorp has a loan package called the Deposit Kickstart Home Loan, which allows first-home buyers to get into the real estate market faster without needing a deposit. Australia and New Zealand Banking Group is buying the banking arm of insurer Suncorp Group for A$4. “Undeveloped blocks are scarce in many suburbs, so it makes sense to be open to the opportunities in the areas you love. ) less the Home Package Plus discount. A first-time homebuyer can be defined as a person who is buying a principal residence for the first time. Take out a new Suncorp Funeral Insurance policy and get a $100 eGift card after your first 4 months of cover. 99% p. SUNCORP LIFE INSURANCE Suncorp Life Insurance products, other than in some circumstances the Redundancy. The KiwiSaver Scheme Rules in Schedule 1 of the KiwiSaver Act 2006 have been amended to allow KiwiSaver members to withdraw their savings to purchase their first home before the agreement is unconditional, provided any payment is made to "a stakeholder". a. Buying a home. Learn about government programs that make it easier to buy a home, including loans, mortgage assistance, and vouchers for first-time home buyers. 58% p. Find interest rates, fees and features of Suncorp Bank home loans. This is the go-to program for many first-time home buyers with lower credit scores. The nationwide scheme is designed to help first home buyers enter the property market with a deposit as low as 5% without paying Lenders Mortgage Insurance. Or, buy or build your first home with a deposit of 5% under the First Home Guarantee or Regional First Home Buyer Guarantee. 74% p. EnergyPal is a dealer for the best Solar Panels and leading energy companies, solar installers and manufacturers of solar and battery storage products. The Commonwealth Government's First Home Loan Deposit Scheme will assist eligible first home buyers to purchase a house with a 5% deposit. Victoria, you pay stamp duty within 30 days after property transfer. Suncorp Bank Home Lending Interest Rate Guide Special Offer Interest Rates - New to Bank Loans ≥$150k. ME General Manager, Home Lending Andrew Bartolo said: “First Home Buyers told us they. The process of buying your home can be broken down into some simple steps. 99, a further concession of $3,500 applies. The 1st Time Advantage 5000 provides buyers with a 0% loan of $5,000 to help cover the down payment and closing costs, and no payments are due until the mortgage is fully paid off. To qualify, at least one borrower must be a first-time home buyer. . Read more: How much can I borrow for a home loan?As an incentive for first home buyers, most Australian states and territories offer stamp duty concessions to those purchasing their first property, if it's under a certain amount. AdRates and discounts are subject to change. 2 billion, while overall loans increased to a record $5. Apply by 31 December 2022, settle by 31 March 2023. Copywriter: Michael. HPP Fixed Rates Special Offers valid 20 October 2023. 7 Complete settlement. No first-time buyer’s relief, so you pay the standard rates. It’s a national scheme, however the grant is funded and administered by each state or territory. Suncorp’s Home Package Plus Special Offer for First Home Buyers allows customers to choose from a Standard Variable rate or a 5 Year Fixed rate of 3. The First Home Super Saver Scheme allows you to save for your. Complete your application online through. First Home Owners Grant New South Wales. Your home loan interest will be calculated on $480,000, rather than $500,000, saving you interest. 4 per cent of outstanding home loans ($307 billion), still well short of Westpac's 21. 33 billion), as the smallest of Australia's major lenders seeks to revive growth at home after falling behind rivalin. Rates and discounts are subject to change. 0. Home loan top up benefits. The schemes allow mainly first home buyers to get a mortgage with a low deposit of between 5 per cent and 20 per cent of the value of the property. The average adult non-hospitality ticket at a Brisbane Broncos match at the Suncorp Stadium last. ($3. Learn more about the First-Time Home Buyer Incentive. Let’s get you settled. All properties that received a building code compliance certificate more than 12 months before you apply for a First Home Grant are considered existing properties. Buying a home. This can include financial assistance in the form of stamp duty concessions. The discounted rate is available on eligible loans applied for from 17 November 2023, for Owner Occupier first home buyers who have never previously purchased a property; all applicants for the loan must be first home buyers. Buy or build your first home sooner. For a first-time home buyer down payment, you’d need to save around $10,500 to $12,250 to buy a $350,000 home. Suncorp Bank occasionally has some great home loan specials with interest rates below the major banks. This doubled First Home Owner Grant will come into effect from Monday, 20 November. Results / According to the agency, the campaign reached 99% of the target audience through paid and earned media and was covered across every major Australian news network, resulting in more than 20 million impressions. Suncorp announces new offer for first-home buyers. Suncorp’s offers for First Home Buyers. Sales to first-home buyers grew 50 per cent, from $800 million to $1. As you prepare to buy a home, your first step should be meeting. The First Home Owners Grant is a government scheme offering a one-off grant payable to eligible first home owners who are looking to be owner occupiers. ANZ and Suncorp Bank both offer retail. Talk to a home loan expert. and a comparison rate of 6. Suncorp offers a range of financial products and services, including personal and home loans, credits cards, savings accounts, commercial and. Buying my first home. Call us on 1300 889 743 or fill in our online enquiry form to get started on your property buying journey today. So, what does that mean for you? Find out more. $500. Less Genuine Savings required. It can be hard to know where to start. From 1 July 2023, the transfer duty exemption threshold for new and existing home purchases by eligible first home buyers will increase from $650,000 to $800,000, and the concessional rate will increase from $800,000 to $1 million. According to Realtor. and a comparison rate of 7. 6 months. The offer gives eligible First Home Buyers access to a 25% discount on LMI, variable rates as low as 2. Explore a Range of Articles furthermore Explainers on Everything from Main Lending and Deposits, to Residence Building Extremities and Tricks - Find Out More CurrentlyHouston, TX: Houston's Housing and Community Development Department offers two programs for first-time home buyers in the city. 39% p. Simply adjust your loan amount, loan terms, and interest rate to see how you could pay off your home loan faster. 9 per cent ($517 billion). With the Standard First Home Buyer Special Variable Home Loan from Suncorp-Metway you can borrow between $150,000 and $5,000,000, and is available on homes with a loan-to-value ratio under 90%. Low first home buyer loan rates & offers available to help you unlock that door sooner. If you're house hunting, what's your top priority? Living near mates or with your pet? Learn why more Aussies pick their pets. Apply for pre-approval. In this way, it can give a more accurate result by: Confirming which lenders/mortgage insurers are likely to accept your mortgage application. 9 billion ($3. First-time homebuyers also qualify for SONYMA’s low interest rate program. Eligible first home buyers get a double dose of stamp duty discounts in Queensland – duty is calculated at the home concession rate minus the additional first home concession amount. The property must be: within the maximum house price caps for older/existing properties. au Suncorp is proud to support first home buyers in achieving their version of the Australian Dream. The First Home Guarantee is a government initiative that provides eligible first home buyers the opportunity to buy or build their first home with a deposit as little as 5%. Get a $3,000 Solar Home Bonus when you apply for a new eligible Suncorp Bank home loan on a property fitted with an eligible solar power system. Date. From getting a mortgage to making an offer, the more you understand about the property transaction early on, the less overwhelming it will be. deposit Owner-occupier. If you first purchase or have an existing Suncorp Car or Motorcycle policy, you can get 20% off new Suncorp home insurance. buyers purchase their first home sooner. Notes: Rebate of $1000 for first home buyers. Suncorp - Home Package Plus Fixed Rate Home Loan 5yr - 5 Year Fixed Rate. full valuation. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. on new lending of $150,000. Suncorp has loans for borrowers with deposits as low as 10% or even 5%, though some of its. First Home Buyers 🏢 Nov 2023. The 1st Time Advantage 3% Loan is another option that provides 3% of the mortgage amount with 0% interest. Suncorp Bank has unique home loans and low-interest rates. The maximum LVR one can be approved for is 95%, including LMI. 4. Adult ticket prices during the 2023 regular season started at approximately AUD $25, including fees.